Protecting the major investment in your Home
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The place where we live is normally very special to us
- our American Dream
Keener Insurance is proud to offer the UltraCover Policy from Erie Insurance Group. This is an all-risk
coverage policy which offers a comparable monthly payment to other insurers who offer very limited
policies.
Stocked full of more than 50 XTRA protection features, this peace-of-mind agreement is drafted with
only a small list of exclusions. Home protections drafted with with many insurance companies
cover only a list of 13 pre-defined items.
The Policy Provides Coverage For:
- Your Home and any Attached Structures. (Replacement Cost)
- Other Structures at your premises that are separate from the dwelling.
- Personal Property wherever it may be. (Replacement Cost)
- Loss of Use which covers the adfitional living expenses you incur due to temporary
relocation.
- Personal Liability for personal injury, or property damage claims brought against you
anywhere in the world.
- Medical Payments to Others who are injured in an accident arising from you premises or
personal activities.
XTRA Features
Each innovative policy includes more than 50 XTRA protection features.
Some of these include:
- Coverage up to $2500 for loss due to theft, forgery or unauthorized use of a credit card and
unknowingly accepting counterfeit money.
- Payment up to the Personal Property limit for loss to contents of a refrigerator or freezer
from either power or mechanical failure.
- Coverage up to $3000 for theft, misplacing or losing of jewelry, watches and furs.
- Reimbursement for fire extinguisher recharge after a fire loss.
- Payment for replacement of automatic garage door transmitters which have been stolen. Coverage
is also provided for cost to reprogram the frequency on additional transmitters and/or the control
unit box.
Perils*
The UltraCover Policy will protect your home, other structures
and personal property from damage caused by all of the following perils, plus any others not
specifically excluded in the policy:
- Fire or Lightning
- Windstorm or Hail
- Explosion
- Riot or Civil Commotion
- Aircraft or Vehicles
- Smoke
- Vandalism or Malicious Mischief
- Glass Breakage
- Theft
- Falling Trees or Other Objects
- Weight of Ice, Snow or Sleet
- Sudden Bursting or Cracking of a Heating or Cooling System
- Freezing of Plumbing, Heating and Cooling Systems
- Accidental Overflow or Discharge of Water from Within the Home
- Power Surge Damage to Electrical Appliances
- Volcanic Eruption
Optional Coverages
Because your home is a special place, it may have unique protection needs.
Some of the optional coverages available include:
- Sewer or Drain Back-up
- Incidental Business Occupancy
- Earthquake Coverage
- Scheduled Personal Property
- Enhancement Endorsement
- Expanded Endorsement
- Personal Computer Coverage Endorsement
Free Second Opinion
Whether you are seeking new insurance, have an existing policy you're unhappy with, or merely want a
comparison, we offer a free second opinion on other quotes and free initial home insurance quotes.
The true value comes in getting MORE for the SAME OR LOWER PRICE.
Have us contact you or Request a free quote
Keener Insurance Agency
13880 Braddock Rd Suite 305
Centreville, VA 20121
703-631-9834
*Some Perils contain specific exclusions. See the actual policy for the details.
